[1]蒋颖煜 谢雯雯 姜 如 魏 婧.适当放开住房公积金管理中心受托银行范围必要性和可行性探析[J].大众科技,2023,25(4):175-178.
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适当放开住房公积金管理中心受托银行范围必要性和可行性探析()
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《大众科技》[ISSN:1008-1151/CN:45-1235/N]

卷:
25
期数:
2023年4
页码:
175-178
栏目:
社会科学研究
出版日期:
2023-04-20

文章信息/Info

Title:
Exploration on the Necessity and Feasibility of Appropriately Liberalizing the Scope of Trustee Banks in Housing Provident Fund Management Centres
作者:
蒋颖煜 谢雯雯 姜 如 魏 婧
广西区直住房公积金管理中心,广西 南宁 530022
关键词:
适当放开住房公积金受托银行
Keywords:
appropriate liberalization housing provident fund trustee banks
文献标志码:
A
摘要:
我国住房公积金制度建立三十多年,对推动住房制度改革、解决职工住房问题、促进房地产市场健康发展等方面发挥了重要作用。但随着经济社会的发展和变革,国家现有关于住房公积金管理中心受托银行范围的政策在一定程度上制约了住房公积金事业发展,文章通过分析适当放开住房公积金管理中心受托银行范围必要性和可行性,意在呼吁国家相关部门加快修订政策进程,从政策上规范住房公积金管理中心与银行的委托代理关系,适当放开住房公积金受托银行范围,以更好地适应新时代住房公积金事业高质量发展。
Abstract:
The housing provident fund system in China has been established for more than thirty years, playing an important role in promoting housing system reform, solving employee housing problems, and promoting the healthy development of the real estate market. However, with the development and transformation of the economy and society, the existing national policies on the scope of entrusted banks for housing provident fund management centers have to some extent constrained the development of the housing provident fund industry. This article analyzes the necessity and feasibility of appropriately opening up the scope of entrusted banks for housing provident fund management centers, and aims to call on relevant national departments to accelerate the process of revising policies, standardizes the principal-agent relationship between the housing provident fund management center and banks from a policy perspective, and appropriately expands the scope of the housing provident fund entrusted banks to better adapt to the high-quality development of the housing provident fund industry in the new era.

参考文献/References:

[1] 张世俊,吴生祥,任正昕. 关于改善公积金“银行专户”服务的若干思考[J]. 中国房地产金融,2013(1): 16-20.[2] 中华人民共和国住房和城乡建设部. 《住房和城乡建设部关于加快住房公积金数字化发展的指导意见》[EB/OL]. (2022-01-10)[2022-10-19].https://www.modurd.gov.cn/ gongkai/zhengce/zhengcefilelib/202301/20230109_769876. html. [3] 金蕾. 加强和改进公积金服务给银行带来机遇的思考[J]. 时代金融,2014(3Z): 119-120.[4] 中华人民共和国住房和城乡建设部. 湖北省首批公积金驿站鄂州开通[EB/OL]. (2020-11-18)[2022-10-19]. https://www.mohurd.gov.cn/xinwen/dfxx/202011/20201118_248047.html.[5] 中华人民共和国住房和城乡建设部. 大连中心:试点住房公积金业务数字人民币应用场景[EB/OL]. (2021-6-11) [2022-10-19]. https://www.mohurd.gov.cn/ xinwen/dfxx/ 202106/20210611_250427.html.[6] 中华人民共和国住房和城乡建设部. 住房和城乡建设部 财政部 中国人民银行关于印发《全国住房公积金2021年年度报告》的通知[EB/OL]. (2022-6-24)[2022-10-19]. https://www.mohurd.gov.cn/ gongkai/fdzdgknr/zfhcxjsbwj/ 202206/20220624_766919.html.[7] 张永衡. 浅谈住房公积金受委托银行的招标准入资格及评价因素[J]. 金融经济,2017(11): 115-116.[8] 焦作市人民政府. 焦作市住房公积金管理中心完成《受委托银行招投标管理办法》草拟工作[EB/OL]. (2017-6-8) [2022-10-19]. http://www.jiaozuo.gov.cn/sitesources/jiaozuo/ page_pc/ywdt/bmdt/ articleb085645be0414ce6a1c071134e0 b9bb9.html.

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备注/Memo

备注/Memo:
【收稿日期】2022-12-09【作者简介】蒋颖煜(1971-),女(回族),重庆垫江人,广西区直住房公积金管理中心主任,高级经济师,研究方向为公共管理研究。【通信作者】魏婧(1986-),女,广西桂林人,广西区直住房公积金管理中心财务科科长,高级会计师,研究方向为财务管理研究。
更新日期/Last Update: 2023-05-30